​Mechanical breakdown service contracts help protect buyers from mechanical failure costs and include 24-hour roadside assistance, meals and lodging coverage, and rental vehicle coverage. 

In the event of a total loss, insurance typically pays the vehicle’s actual cash value rather than the amount remaining on the loan, which could leave a financial “gap” of thousands of dollars the owner is responsible for covering. GAP offers coverage that helps close that gap if a vehicle is stolen and not recovered or damaged beyond repair.

​Environmental protection provides interior and exterior protection for painted, fabric, vinyl and leather surfaces from hazards such as stains, weather-induced fading, loss of gloss shine, acid rain, and bird droppings.