​Vehicle service contracts help protect car buyers from vehicle repair costs. They provide coverage for covered parts and labor costs to repair or replace most major vehicle components.

​In the event of a total loss, insurance typically pays the vehicle’s actual cash value rather than the amount remaining on the loan, which could leave a financial “gap” of thousands of dollars the car owner is responsible for covering. GAP offers coverage that helps close that gap if a vehicle is stolen and not recovered or damaged beyond repair.

​Environmental protection provides interior and exterior protection for painted, fabric, vinyl and leather surfaces from hazards such as stains, weather-induced fading, loss of gloss shine, acid rain, and bird droppings.

​Most tire and wheel repairs are not covered by the manufacturer’s warranty. Tire & wheel protection helps offset out-of-pocket expenses to repair or replace damaged tires and/or wheels, as well as the cost of mounting, balancing, valve stems and taxes.